New Washington Laws Offer Debt Relief to Former Inmates

Washington State has recently enacted new laws aimed at providing debt relief to individuals exiting prison. This significant move is expected to have a positive impact on the lives of former inmates, making it easier for them to reintegrate into society and reduce the chances of recidivism.

A Brief Overview of the New Laws

These new Washington laws are designed to ease the financial burden on people who have served time in prison and are reentering society. The laws were passed in response to concerns that excessive debt can be a significant barrier to successful reintegration, as it makes it difficult for individuals to find employment, secure housing, and access other essential services.

Some of the key provisions of the new laws include:

  1. Elimination of Interest on Legal Financial Obligations (LFOs): LFOs are fines, fees, and restitution that individuals must pay as part of their criminal sentence. Previously, interest accrued on these debts at a rate of 12% per year, making it nearly impossible for many individuals to repay the debt. Under the new laws, interest will no longer accrue on LFOs, easing the burden on those trying to pay off these debts.
  2. Reduction or Waiver of Certain Fees: The new laws also allow for the reduction or waiver of certain fees associated with LFOs. This includes fees for the cost of supervision, electronic monitoring, work release, and more. By reducing these fees, individuals will have a better chance of paying off their debts and moving forward with their lives.
  3. More Flexible Payment Plans: The new laws require courts to consider an individual's ability to pay when setting up payment plans for LFOs. This means that those with limited financial resources will have more manageable payment plans, allowing them to focus on rebuilding their lives.
  4. Limitations on Wage Garnishment: Previously, individuals with unpaid LFOs could have their wages garnished to repay the debt. Under the new laws, wage garnishment is limited to 25% of an individual's disposable income, ensuring that they have enough money left over to cover basic living expenses.

The Impact on Former Inmates

The new Washington laws are expected to have a significant impact on the lives of former inmates. By reducing the financial burden associated with LFOs, individuals will have an easier time securing employment, finding housing, and accessing essential services. This, in turn, will help to reduce recidivism rates and improve overall public safety.

Furthermore, these new laws will help to address some of the systemic issues that contribute to the cycle of poverty and incarceration. By providing relief from excessive debt, individuals will be better equipped to break free from this cycle and build a more stable, productive life for themselves and their families.


Washington State's new debt relief laws for individuals exiting prison are an important step in addressing the challenges faced by former inmates as they reenter society. By easing the financial burden associated with legal financial obligations, these laws will help to promote successful reintegration, reduce recidivism rates, and improve public safety. Other states should consider adopting similar measures to support the rehabilitation and reintegration of individuals who have served their time and are ready to make a fresh start.

If you have been accused of a crime, contact Hester Law Group as soon as possible.